It is created around 9 a.m. with one cup of coffee so far. We covered cascading style sheets yesterday, and will hopefully be reviewing that stuff today. In the meantime, we're getting set up with a basic page and posting in on the Tripod server.
It was good to hear that FTP sites are free these days, and a recommended on appears to be Filezilla.
But getting back to the CSS business. Terminology is going to be a challenge.
Tags refer to anything in those brackets, such as <p>.
Locations refer to where you make those style changes.